Broker Check
Cole Chiappialle
Cole Chiappialle
H2R Wealth Management Wealth Advisor 412-874-8748

Who We Serve

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, financial planning, and as well as other issues that are critical to your financial well being. Our partnership with our clients is focused on delivering massive value in their lives. 

Retired, or close to it

Retired, or close to it

We specialize in people who are retired or close to it (typically around 5 years or less).

Using our 412 Process, we can partner with you to and through retirement. Allowing you to enjoy what you worked so hard to achieve.

Your working Independence!


Life Events

Life Events

Changed careers? 

Just received an inheritance?

Newly married?

Finalized a divorce?

Sold your business?


We know any life event can feel overwhelming so allow us to help you, so you can focus on whats NEXT!  We will give you proper guidance on your personal situation. Sometimes all it takes is a life event that changes everything for the better. 

Allow us to make that a reality.  

Small Business Retirement Plans

Small Business Retirement Plans

We work with you to construct and put a 401(k) plan together that is the best fit for your business. 

Whether you have a plan now or need one. 412 Financial can partner with you to bring education, support, and technology to your retirement plan and help your employees retire with you.  



Common Stock

Traditional IRA

Roth IRA


Simple IRA

Brokerage Accounts

Variable Annuities

Financial Planning

Retirement Planning

Tax Planning

401(k) Planning

403(b) Planning

Estate Plans

Retirement Plans

401(k) Plan Reviews

401(k) Participant Education

Profit Sharing Plans


Life Insurance

Long-Term-Care Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.   |  724-683-8733

Have a Question?